qbe individual personal accident and sickness insurance pds

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endobj ACE®, ... individual objectives, financial situation endobj 2 Personal accident & sickness cover 2.1 Insuring clause 2.1.1 The insurer agrees that if an insured person sustains an injury or suffers sickness during the period of insurance, that solely and directly causes the insured person’s: a) death within twelve (12) months of the injury; b) permanent total disablement or permanent disablement within twelve (12) months of • Part 1 - information about this travel insurance product (Product Disclosure Statement - PDS) • Part 2 - the detailed terms and conditions (Policy Wording) About QBE Travel Insurance QBE Travel Insurance is a division of: QBE Insurance (Australia) Limited. <>/Metadata 1907 0 R/ViewerPreferences 1908 0 R>> 5 0 obj About this Group Personal Accident & Sickness Insurance PDS 04 2.

4 0 obj ",#(7),01444'9=82 About Elders Insurance You should read it carefully before making a decision to purchase this product. 2 0 obj x��]K�0��B��{%S0M��&0�T&��^��a;��gU��^��y�p��^/�Y��`|��0��c��)��X�E��

3 0 obj ABN 78 003 191 035 A.F.S. This PDS will help you to:

13PDSCALIPA01 ACE Individual Personal Accident and Sickness Insurance Policy Wording and PDS Page 4 of 19 Our staff are paid a market salary and may also receive a bonus or other incentives based on their performance. $.' 239545 82 Pitt Street Sydney NSW 2000

%�� Accident and Sickness Product Disclosure Statement and Policy Wording Date of preparation: 1 May 2018 ... 360IPASPDSV118 1 Individual Personal Accident and Sickness Table of Contents INDIVIDUAL PERSONAL ACCIDENT AND SICKNESS PRODUCT DISCLOSURE STATEMENT (PDS) 2 – 8 ... + HOW TO APPLY FOR INDIVIDUAL PERSONAL ACCIDENT AND SICKNESS INSURANCE

Licence No. endobj About QBE Australia QBE Insurance (Australia) Limited ABN 78 003 191 035 AFSL 239545 is a member of the QBE Insurance Group Limited ABN 28 008 485 014 (ASX: QBE). endobj <> About our Group Personal Accident and Sickness Insurance This Product Disclosure Statement (PDS) is an important document about this product and includes the policy wording which starts on page 12. About the Insurer 04 3. <>

This booklet is also a Product Disclosure Statement (PDS). stream 6 0 obj Group Personal Accident and Sickness Insurance QBE Insurance (Australia) Limited Product Disclosure Statement.

1 0 obj PART A: PRODUCT DISCLOSURE STATEMENT (PDS) Preparation Date: 14 October 2015 ABOUT US The Insurer The ProRisk Personal Accident and Sickness Insurance Policy is issued by Professional Risk Underwriting Pty Ltd ABN 80 103 953 073 AFSL 308076 (“ProRisk”) on behalf of … Summary of Insurance 05 4. <>/XObject<>/Font<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI] >>/MediaBox[ 0 0 594.96 841.68] /Contents 4 0 R/Group<>/Tabs/S/StructParents 0>> ��F�l�@�܌9�LĔ�L�� 45� ��h|2�a0�PNŒ%�,��rf4�r,�ȗ�-��0��T�-ǭ5�� 9�hQ�|�ʶ6��X!1WH��kw��=��!��t��c�Mq��Q!=+(�mg��;+�g�H��~"�o��|Q��c�j��m�B]~�r��&Eݬ��y��K�eawvm.E�|�� i��l��Hi�p�9�sL�9&�0FU�TgU^`�zX�/~U�Ӯ��z.��I��v� QBE Insurance Group is Australia’s largest international general insurance and reinsurance group, and one of the top 25 insurers and reinsurers in the world. <>

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