Earn a Loyalty Discount of up to 25%.

Or if you were up in your roof and accidentally put your foot through the ceiling.

NRMA Home & Contents Insurance NRMA is a provider of home insurance, landlord insurance, renter’s insurance, holiday rental insurance, car insurance, travel insurance, life insurance, income protection insurance, funeral insurance, and business insurance. We don’t cover the costs to repair or replace the item that the water or oil leaked or escaped from.We don't cover broken glass in televisions, radios, or computer equipment unless you choose to add Accidental Damage Cover.We don't cover loss or damage caused by tree cutting, lopping or felling.We don't cover fishing equipment, sporting equipment, musical instruments or firearms while they're in use.We can cover motors for up to 15 years after they were made.Portable items are covered for loss, theft and accidental damage. It gives you all the benefits of our standard home insurance, plus extra features and automatic cover you don’t usually find in other policies.Accidental damage cover protects you when things go wrong around your home.For example, you'd be covered if your child accidentally knocked your TV over and broke the screen. If you’re renting the home (a tenant), we pay the reasonable extra rent costs for temporary accommodation. If your home is damaged beyond repair by a covered event, we pay to demolish it and remove the debris. Log in anytime to make a claim.

There are other limits for items taken outside Australia or New Zealand, Have another policy with us? If you own and live in your home, we cover the reasonable costs of temporary accommodation.We don’t cover damage caused by water leaking or escaping from a shower recess or shower base. Valuable contents are covered as part of your general contents, however the cover is limited to $2,500 for these categories: Works of art; Music, games and movies; Collections; Jewellery and watches; Under Valuable contents, you can choose to insure these items inside your home for more than what would normally be paid out. For the last 11 years I've been paying them $200 a month for home and contents insurance it turns out is useless I lodged a claim for damage when a tree came down on my boundary, damaging my shed, the fence, and next door's pergola.

NRMA home insurance should be avoided like the plague.

We don’t cover loss from erosion or other earth movements.

Plus, we offer a lifetime guarantee on the workmanship of authorised repairs to your home.

When making decisions about our insurance, consider the * National Roads and Motorists' Association Limited, ABN 77 000 010 506, trading as NRMA, is a separate and independent company from Insurance Australia Limited, ABN 11 000 016 722, trading as NRMA Insurance. Save when you combine home and contents insurance into one simple policyWe cover stolen items and damage from robbery and vandalism, including stolen keys.

Valuable contents are covered as part of your general contents, however the cover is limited to $2,500 for these categories: Works of art; Music, games and movies; Collections; Jewellery and watches

When making decisions about the product you should refer to the Product Disclosure Statement and policy booklet available from NRMA Insurance. We cover items being moved to your new home if they're damaged in a car accident.

“It’s insurance, NRMAde better.” Compare NRMA Home & Contents Insurance Business address is Darling Park Tower 2, 201 Sussex St, Sydney NSW (can’t assist with enquiries at this address). It’s quick and easy to upload item receipts or photos Home Plus is premium protection for your home. Add cover for damage to your items from unintentional mishaps in your homeOptional cover for vet fees if your cat or dog’s in an accident, plus accommodation for them after a covered event.

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