That’s because travel insurance companies have declared the coronavirus … Additionally, during this 90-day period it is possible that you could receive a lapse notice for your policy. If you have any questions about your current coverage, call your insurer or insurance agent or broker. The common Human Coronaviruses mainly present as mild to moderate upper respiratory tract illnesses similar to the common cold. That means a person who feels uncomfortable travelling to any of the other countries won't be able to get a refund for cancelling their trip, she said. 08/00221 Travel Insurance from AIG Travel Purchase from your local Travel Guard® Insurance site: Australia, Canada, Finland, Germany, Hong Kong, Ireland, Israel, Italy, Japan, Malaysia ... Insurance; Assistance; Services; Technology; News; Purchase; Go. Across 24 other countries, there are 270 confirmed cases and one death. See below for state-specific variations.While this temporary extension of the grace period is in place, your coverage will not lapse or terminate because of lack of premium payment. AIG Travel. Watch Video. This means if you were unable to make a premium payment on time between March 11 and July 1, 2020, you will have an additional 90 days beyond the standard lapse date in order to become current on premium payments.All premiums due must be received before the end of the extended grace period to continue your coverage. This 90-day grace period extension option will not be offered after July 1, 2020.Some states/jurisdictions have different requirements regarding accommodations available after July 1, 2020. Telephone Hours. Travel insurers watch the unfolding situation very carefully, she said, and the association is frequently checking in with all its members about what they're experiencing. We want you to know we will honor these requirements. People travelling to China whose trip cancellation benefits kick in if the government issues a Level 3 advisory would be eligible to submit a claim if they purchased insurance before Jan. 29, when the government issued its advisory, according to the statement. Insurance products and services are provided by AIG Australia Limited, ABN 93 004 727 753, AFSL 381686, trading in Australia as AIG. AIG Travel is closely monitoring the Coronavirus (COVID-19), and its potential impact on travel.

"I think in any case of sort of an epidemic like this, it's really an evolving situation and every day is different, something new happens," said Joan Weir, director of health and disability policy for the Canadian Life and Health Insurance Association. The coverage described herein is a summary only. Worried about Coronavirus and travel insurance? CLHIA represents 99 per cent of the country's life and health insurance companies, according to its website. The province has recorded 22,112 of China's 31,211 coronavirus cases, according to the WHO. Listen and subscribe to get a daily fix on the latest political news and issues. "You'd have to submit receipts," she said, but travellers should receive refunds for flights, hotels and other costs. Toll free: 1- 800-387-4481 … Insurance for Business VIDEO 5 Reasons for CyberEdge. "Trips booked after this point are not eligible for medical coverage or trip cancellation/interruption coverage." AIG assumes no liability or responsibility for the use, interpretation or application of any of the information contained herein.

The WHO declared the outbreak a global health emergency in late January. "So it's good to know what your credit card covers for trip cancellation, for trip health, all that. There are now more than 31,000 confirmed cases of coronavirus, which originated in Wuhan, China, according to the World Health Organization.

As soon as the Canadian government declares a Level 3 or 4 travel advisory, a person may cancel their upcoming trip and their insurance should cover any lost expenses, said Weir. We are working on system changes to prevent this, but like most businesses, these unprecedented times are giving us new challenges we could not have imagined a few short weeks ago.While we encourage you to continue to make payments on your insurance policy, if you're unable to pay your total past-due premium before the end of the extended grace period, please contact us to discuss your premium due and payment options.Thank you for your business and your loyalty, and please accept our best wishes for you and your family. Always seek the advice of your physician or other qualified health providers with any questions you may have regarding a medical problem. The information is for general informational purposes only. AWARDS Canada's Top Employers for Young People. Find Plans Travel News. Important information from AIG. For those who do qualify, it doesn't matter whether their trip is next week or in six months, said Weir. 0800 033 4902. AIG Retirement Services represents AIG member companies - The Variable Annuity Life Insurance Company (VALIC), Houston, TX and its subsidiaries, VALIC Financial Advisors, Inc. (VFA) and VALIC Retirement Services Company (VRSCO). All companies are members of American International Group, Inc. (AIG).  Products and services may not be available in all states and product features may vary by state.Â

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